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dc.contributor.authorHoffer-Steiman, Bonnie Annen_US
dc.date.accessioned2007-05-15T15:27:53Z
dc.date.available2007-05-15T15:27:53Z
dc.date.issued1997-04-01T00:00:00Zen_US
dc.identifier.urihttp://hdl.handle.net/1993/1072
dc.description.abstractA key informant needs assessment was conducted to describe the use of financial services in the inner city, gaps in services, and education needed regarding money management. Fifty individuals, representing banks and credit unions and the alternative financial services sector--rent-to-own businesses, pawnshops, tax discounters, and cheque cashing outlets; schools, churches/ministries, residents, corner stores, community agencies and financial counselling services were interviewed. The central findings indicate that many neighbourhood residents are not having heir financial services needs met at a reasonable cost. Three major barriers exist: regarding (1) lack of access to banks and credit unions, (2) resorting to the exploitive alternative sector because of this lack of access and this sector's adaptations to the rigours of poverty, and (3) lack of power of people living in poverty relative to these systems. Implications for policies and practice are discussed.en_US
dc.format.extent16829698 bytes
dc.format.extent184 bytes
dc.format.mimetypeapplication/pdf
dc.format.mimetypetext/plain
dc.language.isoengen_US
dc.rightsinfo:eu-repo/semantics/openAccess
dc.titleFinancial services needs of an inner city neighbourhood, a key informant needs assessmenten_US
dc.typeinfo:eu-repo/semantics/masterThesis
dc.typemaster thesisen_US
dc.degree.disciplineSocial Worken_US
dc.degree.levelMaster of Social Work (M.S.W.)en_US


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